To start, according to Runt figures and Andemos calculations, in December 2022, 21,914 new vehicles were registered in Colombiathis is 13.4 percent less than during the same month in 2021 and the lowest figure in the last 12 years.
Despite this data, 2022 closed with 262,595 new units, an increase of 4.8 percent compared to the accumulated figure of 2021 when 250,497 zero-kilometer vehicles were registered in the country.
For those who are planning to buy a car in 2023, one of the keys to consider should be the interest rates that banks offer.
Initially, One of the banks that has one of the lowest rates is Banco Caja Social With a program called Vehigrupo, the exclusive originator of loans with interest indicates what the annual cash rate (EA) of 18.02 percent has, with this you can finance up to 100 percent of the vehicle.
On the other hand, financial aid can be accessed by demonstrating income from 2.5 minimum monthly wages,
More news: These are the brands that sold the most vehicles in Colombia during October
Pichincha, for his part, tells with the lowest effective annual interest rate (EA) with 9.20 percent or 14.70 percent along with a term of up to 84 months.
However, these rates apply only to commercial vehicles (cargo or passenger).
Another alternative is Banco Agrario, which handles rates of 14.95 percent EA
The western bank has rates from 20.84 percent EA or Finandina and Banco de Bogotá, which offer rates from 23 percent EA
Among other outstanding figures, the data provided by Runt and Andemos, the preference of consumers for utility-type vehicles stands out, which registered 9,110 new registrations in the last month, followed by automobiles with 7,164 and commercial cargo less than 10, 5 tons with 2,878 units.
