Economy

More than 30% of Colombians live on rent, according to Fedelonjas. This is approximately 17 million people. However, the resulting citizens are not always able to sign a lease in the face of barriers such as the co-signer or not having financial solvency. (Read: How it was before and how it is now the lease law in the country). Generally, when renting a property, clabor certifications or income statements, bank statements and a photocopy of the identity card. With these documents, the insurance will know your economic solvencyLikewise, in the country, it is common for both the real estate agencies…

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In October 2022, the 10-year Country Risk Premium of Colombia, measured by Credit Default Swaps, or better known as CDS, has been increasing, in dollars at 10 years, reaching 429 basis points, its highest level since March 2009. This risk premium, country risk or sovereign risk, is the extra price that a country pays to finance itself in the markets, compared to another country.In the case of Colombia, the comparison is made with the United States, which is the reference country for the area and therefore, The risk premium is the difference between the country's 10-year bond and the US…

Working on a Sunday or overtime can mean higher pay and extra income for employees. In order to settle the value that you will receive for the additional shift, you must take into account that article 173 of the Substantive Labor Code establishes that the hour of work is worth 75 percent more than on a business day. The first thing to do is how much does one hour of work cost per day, for this the Pension and Parafiscal Management Unit (UGPP) published the values ​​of the minimum wage per day and per hour, in order to facilitate calculations…