Opting for surrogacy presents a profound decision for couples in India. This transformative journey is recognized as a demanding process, testing the resolve and fortitude of those who dream of parenthood.

Therefore, in addition to arming oneself with strength, love, and patience to face the obstacles that may arise along the way, it’s also necessary to be financially prepared for the whole process.

Although it is understandable why surrogacy is an expensive process, no matter which destination you choose to carry it out, many intended parents wonder where it’s possible to save money.

This article showcases a compilation of the top destinations that offer more economical options for surrogacy, carefully evaluating the pros and cons of each country.

1. Colombia 

Colombia has emerged as a premier choice for surrogacy, renowned for its inclusive, accessible, and affordable options. Family Aims, a highly respected international surrogacy agency, offers exceptional support to intended parents from various countries, managing their stay and handling legal and clinical procedures in Colombia. Their commitment to keeping costs in line with the initial budget agreed upon at the start of the surrogacy process sets them apart, ensuring a smooth and financially manageable experience for all involved.

Its great experience is also endorsed by an allied clinic with extensive experience in assisted gestation, such as Babynova Clinic by Novafem.

Surrogacy waiting lists in Colombia are notably shorter, with an extension of 2 to 3 months compared to other clinics worldwide. This provides a significant advantage for parents who are keen to initiate the process expeditiously.

And also helps to reduce the overall cost, which starts at $65,000 USD, making Colombia an attractive option for those looking for low-cost surrogacy with greater accessibility.

2. United States 

Despite being one of the countries with a thriving surrogacy industry and housing expert agencies and specialized clinics, surrogacy treatments in the United States can be financially burdensome for foreigners. Additionally, foreign intended parents often face the challenge of obtaining a specific visa, which can be expensive or, in certain cases, completely unattainable depending on their nationality.

Surrogacy within the United States can be an expensive option, even for residents who have to navigate interstate moves. The absence of standardized regulations for surrogacy across the country leads to additional costs associated with these relocations, ultimately contributing to an increase in the overall surrogacy budget.

It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.

It is crucial to keep in mind that the costs for surrogacy can potentially surpass 200,000 USD, and this amount may increase based on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Surrogacy in Georgia offers affordability, yet it’s important to note that this option is exclusively available to heterosexual couples with a relationship of at least one year.

Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base cost of surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.

Given the prohibitive legislation in force that involves numerous complications even for natural residents of Georgia, this destination is a possible one for its legality, but a difficult one to access for those interested.

4. Cyprus

Several European countries provide their residents with highly affordable surrogacy options. Cyprus, for instance, is host to specialized clinics that offer surrogacy procedures at approximately 65,000 USD, making it an attractive choice for individuals seeking cost-effective surrogacy within Europe.

However, due to the high demand for surrogacy procedures and its scarce local population, candidates are limited, often forcing a bigger search outside the country for surrogates to carry out the procedure.

This limitation forces foreigners who wish to serve as gestational carriers to travel abroad to deliver the newborn. Consequently, this increases the expenses, risks, and legal fees associated with surrogacy.

Additionally, intended parents who are not European nationals face a substantial amount of paperwork, which incurs extra costs to access certain services and ensure unrestricted mobility throughout the various stages of the surrogacy process.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

5. Mexico

Mexico is one of the few Latin American countries that allows surrogacy, but regulations are only clear in a few states.

As a result, those interested in surrogacy are required to travel to these particular regions to pursue the procedure, or explore the option of attempting it in another state, which introduces uncertainty regarding the legal process.

Moreover, the growing demand for this service, combined with legal constraints in other regions of the country, results in increased expenses for the process, averaging around 55,000 USD. Furthermore, unlike other surrogacy destinations, the staff may not consistently possess specialized training or expertise.

Moreover, obtaining the necessary documentation for the baby can be compromised due to legal limitations in certain states where surrogacy is not fully legalized. This situation leads to increased expenses due to the need for additional documentation and potential transportation complications.

While residents residing near states where surrogacy is allowed may have easier access, the absence of adequate training in some healthcare facilities can complicate matters for foreign parents traveling to these states for the first time. These concerns arise due to the lack of assurance regarding social security benefits, which may not be on par with those provided in other countries.

Despite surrogacy being allowed in the indicated states, the demand for this procedure there is usually quite low as they are not tourist destinations, and don’t have great economic investment, which may dissuade foreigners from choosing this destination as the ideal one for surrogacy.

Affordable prices for residents of India

Many couples do not dare to skimp on expenses when they wish to have a family, because it’s the most beautiful project they can make together.

Nonetheless, it is crucial to develop a well-thought-out plan and be prepared for any obstacles that may arise, potentially causing complications for individuals involved and impacting their emotional and financial well-being.

When choosing a surrogacy destinations, it’s vital to look beyond pricing. Consider which location offers the best chance of fulfilling your dream of parenthood, particularly for residents of India.