When requesting a credit service in Colombia, having a good credit management record is crucial to obtaining loans in banks or other financial institutions without difficulty.
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Obviously, you can’t manage progress if you don’t know how your financial life has turned out, Therefore, before taking on debt, knowing how your behavior has been becomes essential.
In the country there are various applications that allow you to know all your credit information for free; even the credit score, which is the indicator that financial institutions take into account the most. However, some people place more trust in the results of the three big credit bureaus.: Datacrédito, Transunion and Procrédito.
All of them offer monthly subscription plans that are around 17,000 Colombian pesos, but even with this limitation, you can check your credit history without having to pay a penny.
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Checking your credit history is easier than you think.
In the specific case of Datacrédito, if you want to know your credit history, you can request a free copy once a year. Here we’ll explain to you how to do it:
- Visit the Datacrédito website at www.datacredito.com.co.
- Click on the “Check your credit history for free” button.
- Enter your identification number and password.
- Press the “Send” button.
in about 10 business days they will receive a copy of their credit history in the email they hadwith all the information about your accounts, cards and debts.
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It is critical that you carefully review all information to ensure that all data matches your financial history. If you find any errors, feel free to contact the agency to have them corrected.
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