The Credicorp Group company, Mibanco, launched the ‘Volver a Creer’ credit so that people who were its customers and financiers who went through moments of crisis or who have entered into arrears with the payment of their credits can be reintegrated into the financial system and avoid going to the well-known “drop by drop”.
(Also read: The government has only bought 1.6% of the land offered for agrarian reform)
For the financial entity, this bet seeks precisely to reduce informal credits that can endanger those who opt for these options.
The company defines ‘Believe again’ as a second opportunity in which people can count on constant advice, a specialized program in financial education that must be approved in order to receive the disbursement of the amount requested and, also, support in preventive and empathetic collection.
(You might be interested: Caldas is at the top and La Guajira, last in the escalation of food insecurity)
The loan will have a term of up to 6 months.
WEATHER / Courtesy
How does it work and how can you apply for this credit?
If you are interested in accessing Mibanco’s offer, you should take into account some characteristics of the credit.
First of all, This has a maximum term of 6 months, so you will only have this period of time to repay the money that was lent to you. Another essential feature is the requested money limit. According to what the entity reports, Interested parties may only request up to a maximum of 1,400,000 pesos.
(Other news: Prepare your resume: national and international companies will open 1,500 vacancies)
It should be noted that when you request the product, it will be accompanied by a Financial Education module, which is a requirement to be able to start the entire bank program. And finally, This has the service of social workers, who accompany throughout the process in order for clients to improve their relationship with the systemwhile acquiring tools and financial knowledge.
To request it, you must contact the customer service channels of the financial institution or go to one of its branches throughout the country.
The campaign also seeks to educate debtors financially.
From Mibanco they point out that the initiative seeks that “customers have the necessary tools to remain in the financial system in a responsible manner.”
(Also: 93% of companies in the automotive sector say that it is not a good time to invest more)
In this regard, Manuel Bustamante, deputy general manager of Mibanco in Colombia, pointed out that: “Financial inclusion is not limited solely to generating access to the financial systemit must go further and ensure the permanence of people within it.
The company has the goal of linking to the program more than 1,100 clients in Bogotá and other neighboring municipalities.
JUAN DAVID CANO LOPERA
SCHOOL OF MULTIMEDIA JOURNALISM EL TIEMPO
ECONOMY WRITING
More news
– Colombia, among the least peaceful countries in the world
– Crisis in the housing sector in Colombia: these are the problems that continue to haunt
– What is a financial coach and how does it work?
