According to a study carried out by Pibank, which analyzed the saving behavior of Colombians over 35 years of age, revealed that today people of socioeconomic level (NSE) 3 will save between 8 and 30 percent of their income; while those of NSE 4, between 2 and 15 percent; those of NSE 5, between 10 and 20 percent and finally, those of NSE 6, between 10 and 30 percent.
The average savings of those surveyed is between $500,000 and $1,000,000, reaching up to $3,000,000 per month in NSE 6.
It was also made that in NSE 6 the amount of savings can be even higher, but in that case people prefer to use specialized products such as trusts or dollar accounts to manage these superior resources.
According to the analysis, respondents say that their ability to save depends on their income and the priority of their future goals.
Some tips to save.
How can it be done?
They do this through different mechanisms such as employee funds, savings accounts or CDT’s, among others.
Additionally, the study concluded that among Colombians there is a genuine interest in saving and who seek to do so through products that offer support, low costs in their use and greater profitability.
With respect to savings instruments, the study will develop that for 100 percent of those surveyed, savings accounts are an indispensable product in their daily life, which they use as a transactional means. to receive the payroll and make payments or transfers, but not to save.
Remunerated accounts are savings and investment tools for those who want to keep their money in a place that generates profitability, that is, that pays interest on the money deposited.
Neobanks are a savings alternative for the new generations.
These options are seen as a response to high inflation and the increase in prices of some products and services, this is how saving is becoming an increasingly important habit, especially for those who have a fixed income.
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