In order to analyze the best way to implement the adjustments to the program My House AlreadyAnnounced by the Minister of Housing, Catalina Velasco, a cycle of work tables arranged between Camacol, Asobancaria and delegates of the National Government would begin in the coming days.
«With the Ministry of Housing we have opened some spaces that we call technical tables, through which We will be collecting and analyzing the concerns that have been presented«, assured Guillermo Herrera, president of Camacol.
(Also read: Government announces the changes that Mi Casa Ya will have: everything you need to know)
The main change that this subsidy program will have is that people who are interested in applying must have completed the survey sisben IV and have a special classification.
In urban areas, households classified between groups A1 and C7 will receive a subsidy of 30 monthly minimum wages (34.8 million pesos) for the payment of the initial installment. This same amount will be received by people who live in rural areas and will have Sisbén between A1 and C14.
Urban households with a Sisbén classification between C8 and D11 will have a subsidy corresponding to 20 salaries (23.2 million pesos). While the rural ones must have a classification of Sisben between C15 and D20 to receive this subsidy.
What the minister has raised regarding the possibilities of improving the targeting by income and the regional targeting of valid programs are
These changes also mean that households that are not on the Sisbén bases will not be able to access Mi Casa Ya subsidies, limiting the program’s demand for a new barrier to access.
Additionally, the subsidies are awarded with a prioritization for the population in special conditions of vulnerability, and the one located in rural areas and small municipalities.
Every household interested in the program will be assigned a score, which will range from 0 to 100, depending on its characteristics and the location of the housing project it wishes to acquire. As long as there are quotas, the subsidies will be delivered to the households with the highest score.
«What the minister has raised regarding the possibilities of improve revenue targeting and the regional targeting of the program are valid. We agree on this,» said Guillermo Herrera.
(Also read: Changes to My House The alarms are already set off because it would benefit fewer families)
Currently, the construction sector generates 1.6 million direct formal jobs and another 2.4 million indirect workers in various sectors, which represents close to 7 percent of formal employment in the country.
According to the president of Camacol, one of the immediate challenges facing the construction sector is the uncertainty that the country’s macroeconomic condition is beginning to generate.
However, the pre-sales, sales and initiation of works that have been carried out in previous years help weather the difficult landscape of 2023 and it will allow a positive behavior of the GDP, which is expected to grow above 9 percent.
«Clearly it worries us and we already have alarm signals with the drop in sales in the last year (2022), which appeared a contraction of 11.4 percent,» he added. besides, initiations registered a decrease of approximately 8 percent.
This is added to a slowdown in the disbursement of mortgage loans, since it decreased a 21 percent drop at the end of 2022.
«My priority through the union, and with the work that we have to carry out with the National Government, is Seek that housing once again be that countercyclical mechanism that it has already been and that in previous crises it has been shown that it works,” said Guillermo Herrera.
