If you are between 18 and 28 years old, you may be close to acquiring your own home, As reported by the national government program called ‘Young Owners’.
This Ministry of Housing program will allow young people of these ages fulfill the dream of buying your own home.
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The Metro Cuadrado portal registers what the subsidy consists of, the appropriate are the requirements and Steps you must follow to access the benefit:
The VIS, Non-VIS and youth-used housing allowance has four components:
– Have favorable conditions to be able to access a mortgage loan with a rate of 6.8% through the National Savings Fund.
– Allows you to finance up to 90% of the value of the home and access preferential rates.
– The national government will serve as guarantor.
– Through a specialized channel of Colombia Joven, will be carried out throughout the process.
The beneficiary can also opt for a housing lease, which is a commercial contract handled by financial entities, Likewise, you can apply for the credit together as long as the other person also meets the age requirements.
You should also take into account that the person who wants to access the benefit must be affiliated with the National Savings Fund and not be informed in Datacredito.
If the young person has worked in a company, they must have done so for at least eight months and if they are independent, they must have worked in this way for two years.
If you plan to buy a home, these are the subsidies you can access
LUZ ANGELA DOMINGUEZ CORAL
DIGITAL SCOPE WRITING
TIME
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