Mitchell G. Patton, Author at All 4 you Hit Radio

,000 car loan payments are on the rise, stressing household budgets

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Investments and Business

Auto Loan Payments Hit $1,000: Budget Impact

The expense of financing a new car has climbed sharply, pushing numerous families to cope with tighter monthly budgets. Escalating interest rates along with increasing vehicle prices are sending auto loan payments to record highs.Americans are facing a growing financial challenge as the average car loan payment approaches $1,000 per month. This increase is straining household budgets, forcing families to rethink their spending priorities and in some cases, delay other essential expenses. Analysts warn that the combination of elevated car prices and higher interest rates is fueling this trend, which shows little sign of easing in the near term.Auto loans,…

What is the break-even point and how do I calculate it?

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By Mitchell G. Patton

Investments and Business

The Break-Even Formula: A Simple Guide

The concept of break-even point (BEP) plays a key role in financial evaluations and routine business planning, marking when a company’s total income matches its overall expenses, leaving neither gain nor deficit. Once organizations move past this point, they start generating profits, while falling short indicates they are incurring losses. Identifying the break-even point remains essential for entrepreneurs, investors, and managers, as it informs pricing, operational choices, and risk analysis.Key Elements That Contribute to a Break-Even AnalysisTo fully grasp the break-even point, one needs to differentiate between fixed costs and variable costs:Fixed Costs: These remain constant regardless of production output.…

Why regional conflicts can raise global energy prices

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By Mitchell G. Patton

International

Energy’s Unwavering Geopolitical Significance

Energy is more than fuel and electricity: it underpins industry, transport, household welfare, and military capability. That centrality makes energy an unusually effective lever in international politics. States, companies, and nonstate actors use supply, price, infrastructure, regulation, and technological control to advance strategic aims. The practice persists because of four enduring features: uneven resource distribution, long-lived infrastructure and contracts, the immediacy of economic pain when supplies are constrained, and the broad knock-on effects on alliances and domestic politics.Core mechanisms of energy geopoliticsSupply manipulation: producers can cut or divert exports to create shortages or punish partners. This is done overtly through…

Italians furious over deployment of ICE agents to bolster US security at Winter Olympics

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By Mitchell G. Patton

International

Italians Protest ICE Presence at Winter Olympics

The presence of U.S. Immigration and Customs Enforcement (ICE) personnel in Italy ahead of the upcoming Winter Olympics is raising heightened concern among both lawmakers and the wider public, as debates intensify over jurisdictional authority, security methods, and previous incidents reported in the U.S.The Italian government faces mounting attention after reports surfaced that ICE officers are set to assist with security at the Milan-Cortina Winter Olympics, a development that has revived debates over the presence of foreign law enforcement in Italy, especially in light of recent violent episodes tied to ICE activities in the United States.The U.S. Department of Homeland…